Reinsurance is an important tool in the risk management of the insurance industry. Reinsurance , which has been used to reduce the risk diversification and reduce volatility . Due to financial or insurance obligations under the policy to the insured. In addition, reinsurers also have important roles in increasing the capacity and ability to get insurance . (capacity) , financial stability , liquidity, capital adequacy . And reliance on expertise . And useful information from the reinsurers . Including allowing insurance companies to cope with the event. Disasters such as earthquakes and tsunamis , epidemics , etc.. Although reinsurance does not discharge the burden of responsibility as insurance companies . Insurer to the insured or down. The insurance companies continue to pay all claims . Under the contract , the company has insurance to the insured or claimant , although recipients. Reinsurance is bankrupt or out of business. In the case of life insurers rely on reinsurance are significant . To reduce the risk of insurance . Defects of management may affect reinsurance . Liquidity or financial position of the insurance companies . Meanwhile, the insurance company may operate reinsurance from other insurance companies . Both domestic and international Apart from direct insurance As a result, insurance companies are at risk. Insurance premiums increased both the concentration of disaster victims as well as the ability to accumulate . Other risk management Related Therefore reinsurance management strategy . It has played a key role in creating. Certainty that the insurance company will have the ability to comply with its obligations under the contract or. Reinsurance contracts are The management and control of the insured . Or RETROCESSION (Retrocession) including reinsurance should be consistent and appropriate to the nature , risks and policies. Risk Management The capital of the company.